Operations guide

Every move, step by step.

From a simple swap to a leverage loop — here is exactly how to run each operation inside the Mo'Stash app, and how risky it is.

Tier Free Pro
Risk Low Medium High Very high

You stay in control. Mo'Stash never moves your funds or trades on your behalf — every operation below is initiated and signed by you. Mo'Stash is a non-custodial interface, never a portfolio manager. Suggestions are suggestions; you confirm, you execute.

Wallet basics

Swap tokens

FreeLow

Exchange one token for another at the best price via the 1inch intent-based aggregator.

Home ▸ Swap
  1. From the Home dashboard, tap the Swap shortcut.
  2. Pick the source token, the destination token and the amount.
  3. Check the estimated amount received and keep slippage ≤ 0.5%.
  4. Clear the TransactionGuard checks, then confirm with biometrics.
  5. Track the result in the transaction screen.

Bridge across chains

FreeLow

Move funds between chains. LI.FI compares 27 bridges and picks the cheapest, fastest route.

Home ▸ Bridge
  1. From Home, tap the Bridge shortcut.
  2. Set the source: chain + token + amount.
  3. Set the destination chain.
  4. Compare routes (sorted by total cost) and pick the Recommended one.
  5. Confirm on the recap screen (checklist + biometrics).
  6. Follow live progress until funds land on the destination chain.

Staking & restaking

Liquid staking ETH (Lido)

FreeMedium

Stake ETH, receive stETH (~4% APR) that stays liquid and auto-compounds.

Staking ▸ Lido
  1. Open the Staking tab.
  2. Choose Lido (stETH).
  3. Enter the ETH amount — APR and the stETH you'll receive are shown.
  4. Confirm (button arms after 2s + biometrics).
  5. stETH appears in your positions; rewards are tracked automatically.
Main risk is the ETH price, not the staking itself — your capital follows ETH.

Restaking (EigenLayer)

ProMedium

Deposit your stETH into EigenLayer for extra restaking rewards on top of Lido.

Staking ▸ EigenLayer
  1. Prerequisite: hold stETH — do the Lido step first.
  2. Staking tab → EigenLayer.
  3. Enter the stETH amount to restake.
  4. Approve EigenLayer to use your stETH (1st tx).
  5. Confirm the deposit into the strategy (2nd tx).
Adds extra slashing exposure (AVS) and a younger contract on top of Lido.

Lending & borrowing

Supply / lend (Aave)

FreeLow

Deposit a token to earn the supply APR. No debt means no liquidation.

Lending ▸ Deposit
  1. Open the Lending tab (or Home → "I want to invest").
  2. On the Deposit screen, pick the token and amount.
  3. Confirm — you receive aTokens that accrue interest automatically.

Borrow against collateral (Aave)

FreeHigh

Deposit collateral, borrow, and watch your health factor in real time.

Home ▸ Borrow funds
  1. Home → "Borrow funds" card (or Lending tab).
  2. Pick the collateral (ETH / wBTC / USDC…) and deposit it.
  3. Set the borrow amount — the simulated health factor updates live under the slider.
  4. Keep a comfortable HF (≥ 1.5), then confirm.
  5. Turn on the HF alert (push before liquidation).
Liquidation risk if HF < 1. The lower your target HF, the higher the risk.

Earn & yield

Invest via the decision tree

FreePro

The fastest way to reach any yield product — Mo'Stash mixes lending, farming, staking, RWA and vaults into one scored list.

Home ▸ I want to invest
  1. Home → tap the "I want to invest" intention card.
  2. Answer 3 quick questions: horizon · liquidity need · risk appetite.
  3. Browse the scored results (APR + risk bar + badges), liquid vs locked.
  4. Pick an offer → you're deep-linked to the right module to deposit.
  5. Confirm the deposit; the position is tracked in its tab.

Stablecoin savings (sUSDS · Sky)

FreeLow

Ex-MakerDAO savings rate, 4–4.5% APR, ERC-4626, withdraw anytime.

Lending ▸ via "Invest"
  1. Open it from the "I want to invest" list (Lending category).
  2. Enter the amount of USDS / stablecoin to deposit.
  3. Confirm — you receive sUSDS that grows with the savings rate.

Delta-neutral yield (sUSDe · Ethena)

ProMedium

9–12% APY from funding-rate yield. 7-day cooldown to exit.

Lending ▸ via "Invest"
  1. From the "Invest" list, pick sUSDe (Pro).
  2. Enter the amount and confirm the deposit.
  3. Note the 7-day cooldown shown before you withdraw.
Yield can drop in a bear market (depends on funding rates).

Fixed yield (PT · Pendle)

ProMedium

Lock a fixed return until maturity by buying Pendle PT tokens.

Invest ▸ "fixed yield"
  1. In the decision tree, choose the fixed-yield option.
  2. Pick a PT market (e.g. PT-sUSDe 6M, PT-stETH 1Y).
  3. Confirm — funds are locked until the maturity date shown.
Funds are locked until maturity.

Liquidity farming (Curve / Beefy)

FreeMedium

Provide liquidity to a pool and earn trading fees + incentives, auto-compounded by Beefy.

Farming
  1. Open the Farming tab.
  2. Browse the best-yield grid per token (APR + chain).
  3. Pick a pool → Deposit. A bridge is offered first if it's on another chain.
  4. Confirm — your LP position is tracked in Farming.
Watch for impermanent loss on non-stable pairs.

Tokenised treasuries (USDY · Ondo)

FreeLow

~4.8% backed by US Treasuries — the lowest-risk option, RWA badge.

Invest ▸ RWA
  1. In the "Invest" list, look for the 🏛️ RWA badge (USDY / Spiko EUTBL).
  2. Enter the amount and confirm.

Institutional lending (syrupUSDC · Maple)

ProHigh

8–12% from real institutional loans. Counterparty risk applies.

Lending ▸ via "Invest"
  1. Available to Pro tier in the Lending category.
  2. Read the mandatory counterparty-risk disclaimer.
  3. Enter the amount and confirm the deposit.
A borrower default can cause partial or total loss.

Goal vaults

Create a savings vault

FreeProLow

Set a goal (name + target + date) and let your deposit grow in the best available yield.

More ▸ Vaults ▸ Create
  1. More tab → Vaults → Create.
  2. Set name + emoji + target amount + date + token.
  3. Make an initial deposit.
  4. Optional: enable recurring deposits (Pro) or locked mode.
  5. A better-yield migration is suggested over time — you confirm it.
Recurring & shared vaults are Pro. Risk depends on the underlying protocol.

Confirm a yield migration

ProLow

When a better rate appears, Mo'Stash suggests moving your vault — never automatically.

Push alert ▸ Vaults ▸ Migrate
  1. Tap the "better yield" push notification (or open the vault).
  2. Review the pre-filled migration (new protocol + extra APR).
  3. Pass the TransactionGuard checks.
  4. Confirm with biometrics — only then does the migration run.

Leverage strategies — manual, advanced

Not a packaged feature. Mo'Stash doesn't offer or automate these — you assemble them yourself from the building blocks above, confirming every transaction. There is no aggregate leverage view and no auto-unwind. For experienced users only.

Leverage loop

FreeVery high

Recursively deposit and borrow to multiply exposure to an asset.

Lending + Swap, repeated
  1. Lending → deposit collateral (e.g. ETH).
  2. Lending → borrow a stablecoin (watch the simulated HF).
  3. Home → Swap: stablecoin → ETH.
  4. Lending → re-deposit the ETH.
  5. Repeat 2→4 until the desired leverage — keep HF ≥ 1.5.
Liquidation risk is amplified at every loop. ~10 transactions, no automation.

Leveraged yield farming

FreeVery high

Borrow against collateral, then farm the borrowed funds for a higher net APR.

Lending → Bridge → Farming
  1. Lending → deposit collateral.
  2. Lending → borrow.
  3. Bridge the borrowed funds if the pool is on another chain.
  4. Farming → deposit into a Curve / Beefy pool.
Stacks liquidation risk and impermanent loss — the riskiest move possible.

External opportunities

Funding-rate arbitrage

ProExternalHigh

Delta-neutral long-spot + short-perp on Hyperliquid / dYdX. You execute it yourself.

More ▸ Opportunities
  1. More tab → Opportunities (Pro badge).
  2. Open a funding-rate card — the strategy is spelled out.
  3. Tap "Open Hyperliquid" (affiliate link).
  4. You run the trade yourself on the external platform.
Mo'Stash only informs — it never executes external actions.

Insure a position (Nexus Mutual)

FreeMitigation

Cover a deposit against a smart-contract hack — reduces, not adds, risk.

Shown at deposit time
  1. When depositing on Aave / Lido / Curve, an insurance suggestion appears.
  2. Review the premium (~0.4–0.85%/yr) and the coverage.
  3. Subscribe in one tap, or skip.

Ready to run your first move?

No account. No KYC. Your keys never leave your device. Join the waitlist and we'll email you at launch.