Name a goal, set a target and a date. Your funds earn yield in audited lending markets while Mo'Stash shows you a goal that fills up — not a wall of DeFi jargon.
$1,840 of $3,000 · on track for Oct 2026
$12,400 of $50,000 · earning 4.6% APY on USDC
Pick a name, an amount and a date. USDC, USDT or DAI — on Ethereum, Arbitrum or Base.
Funds work in audited Aave v3 markets. The live APY feeds an honest projection of your finish date.
See if you're ahead or behind, and exactly how much per month closes the gap.
Set a monthly standing order you control — never an automatic transfer Mo'Stash makes for you.
Optionally lock a vault until its target date so you don't dip into it early.
When a safer or higher rate appears, Mo'Stash suggests it. You decide whether to switch.
A vault is a goal — not a custodial account. Your funds stay in your non-custodial wallet and in public, audited protocols. Mo'Stash never moves them on its own: every deposit, withdrawal and switch is signed by you.
Create your first savings vault in under a minute — the day we launch. Join the waitlist.